This article was written by Barry Hostetler. Barry is a small business owner who has reaped the benefits of getting a Merchant Account from <a href="http://www.americardpayment.com/" title="http://www.americardpayment.com/" target="_blank">http://www.americardpayment.com/</a> and hopes to share his knowledge with others. Setting up a Merchant Account can be a critcal step in growing your business.